Panelist Charles Blain, president of the Urban Reform Institute, said, “I love the Financial State of the Cities Report. It really breaks it down. What I think is so important in this is they really highlight the fact the city has put zero cents to the other post employee benefits. … Houston is the worst for every city in Texas. Every time the mayor and the city council say they balance the budget know that is not true.” Another What’s the Point panelist stated, “As a lifelong educator Just like in school when you get Ds and Fs means you need to stay after school for tutorials.”