By John O’Connor, includes … “Illinois has racked up more in late-payment fees in less than three years than it did in the 18 years combined … and some major creditors say they've waited more than a year to receive the interest they're owed. … Founder Brian Hynes said that since 2010, his firm has financed $4 billion but received only $65 million in prompt payment penalties and is awaiting $250 million more. ''At some point,' Hynes said, 'you have to remember that these qualified purchasers helped sustain the state through a difficult time.'