Includes: "While these cities may appear to have balanced their books, the reality is very different, says TIA founder Sheila Weinberg.  'They have surpluses and seem to be in good shape. But it is misleading; they are ignoring their debts,' Weinberg told Delaware Valley Journal. 'It’s a little like saying, ‘well, you got plenty of cash in your pockets but just ignore those big credit card debts you have in your back pockets.’”